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Moneysworth searches the market thoroughly so you can be confident youre getting the best terms available to you. Buying life insurance can be difficult if you have a heart or circulatory condition.
Thankfully it can be possible to arrange life insurance within just 3 months of a heart attack and sometimes even less than 3 months.
Life insurance heart. Over 730000 heart attacks occur annually in the united states so know that you are not alone. A coronary heart disease diagnosis doesnt automatically disqualify you from getting life insurance but what options are available will depend on your history and current health. A life insurance policy can help provide peace of mind for the future if you have dependants such as a partner or family.
Insurers may charge you a higher premium than usual or may refuse to sell you insurance at all. To get the best deal compare life insurance providers to find one that fits your needs. And with so many insurance carriers on the shelf independent agents have a lot more options to help you search.
Life insurance for people who have heart conditions is also a specialty. Universal life insurance is a type of permanent life insurance that offers flexible payments and ways to invest in your life insurance policy to make its cash value grow. A heart attack wont prevent you from getting life insurance but youll need to actively participate in your own recovery to get the best rates.
For heart attack sufferers the flexible payments can be helpful if youre also trying to pay off medical expenses as you can adjust your premiums on a month by month basis. The special attention an independent agent can give your case can go a long way.
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